How to Assess the Vintage bronze sculptures?

Because of the chattel mortgage to hedge itself but contains significant risks. Chattel mortgage of the main risks, from the difficulty of assessing its value. Banks must accurately assess the true value of movable property to be pledged, and then, in order to determine the loan amount according to its. But now, many domestic banks are not familiar with the industry where the movable property, the most common collateral, only the determined value of the easy, strong liquidity, price stability of steel and nonferrous metals primary raw materials or semi-finished products. Taotie itself has strong color of mystery and existed in the Erlitou bronze sculpture in Xia Dynasty.  Compared with ordinary chattel, Bronze Due to the unique and strong, the valuation more difficult. bronze recognition by each author, their product phase, the recorded differences in status and spread, the objective will show different properties, leading to the evaluation of acquiring those disparities.
Is thus, at the various bronze class standards are not detailed pricing, especially for high-end bronze, will never develop a rigorous price list. In addition to difficulties in assessing the present value of bronze, the greater the risk of banks, from the pledge of the uncertainty of the future value of bronze sculpture. Bank share pledge movable objective is to prepare for the future when the debtor defaults, with its debt. Taotie on the bronze statue in Xia and Zhou has a number of types. The future value of the pledged movable property is foreclosed, banks must face the risk. In economics, the future possibility of an objective description of a method, is based on the probability of occurrence of similar incidents in the past. For example, a number of restaurants in the past the proportion of each half of the profit and loss, which can be inferred that the future profitability of a restaurant probability of 50%.
Accordingly, management can estimate the future value of most commodities, but the bronze did not apply. The same is due to each bronze is unique, so many look very similar to the history of trading events, in fact, very different. Zhu Wen I have explored the "Bronze the auctioneer and price disparities", the auction estimate, it is sold before the auction estimate of its main basis is similar to the results of the auction before the auction. Some of the patterns on the chinese bronze looks like dragon, some looks like the tiger, some like the cattle, sheep or a deer.  This very short time difference are significant differences between the estimated Shangqie, not to mention bank lending period of several months or even years? In fact, the bank pledged to accept bronze, bronze represents its confidence in the market index.
When people can not predict the future risk based on past events, they can only be based on subjective judgments, which directly determines the choice of economic behavior. Bronze continued to hit the market in recent years, the bank's future market value of the bronze confidence. Meanwhile, the collection has a high financing needs of SMEs, has brought great benefits to the bank space. There are also some decorations on the bronze dragon look like a bird, the phoenix or even human. Bronze loans for "low risk, high return" subjective judgments, so that banks financing the courage to create a new model. In modern society, the financial industry is a barometer of the economy and the wind vane. Recently, the real estate industry, domestic banks are tightening credit, the Construction Bank of bronze pledge loose, no doubt has a lot of symbolic significance.